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    Preferred form of payment: credit, debit, cash?

    created by dymphie 28 days 14 hours 6 minutes ago

    Category: World

    Preferred form of payment: credit, debit, cash?

    Good afternoon, CNET!

    What's your preferred form of payment: credit card, debit card, cash, or something else (Venmo, PayPal, Google or Apple Pay, etc.)?

    ---

    I prefer to use my debit card to pay for things. I will use my credit card too, but try to limit that due to the interest. I basically never carry cash unless I withdrew it for a specific purpose.

    If I'm paying someone back, then it's with Venmo or PayPal. I use Venmo more lately because it seems like it takes PayPal a long time to send money.

    ---

    What about you guys?

    Have a great day!

    - dymphie

    Prefers Cash or Debit

    I prefer getting the scholarship money, cash. I prefer cash because that way I can use it whenever I want to for school and is easier.

    Re: Preferred form of payment: credit, debit, cash?

    Aloha Dymphie,

    Great question! I like to use cash whenever possible. I like to think it reduces my spending by making me aware of how much is going out of my wallet. It also helps me to conceal from myself how often I buy carryout. I will often pay for groceries with the card, and then withdraw $60 or so for me to use for the week.

    I pay friends back with Venmo as well.

    Mahalo,
    Kat

    Re: Preferred form of payment: credit, debit, cash?

    in puerto rico, there is a cool debit card called ATH which is not branded to VISA but is used by all the banks and credit unions... no charge to the user or the receiver. Visa & MC charge vendors a huge fee for each transaction.

    this is my favorite way to pay here...

    Re: Preferred form of payment: credit, debit, cash?

    I prefer cash because it causes me to be more mindful of how I'm spending.

    However, I rarely use it, probably because I don't like to be constantly reminded of my limits :(

    Re: Preferred form of payment: credit, debit, cash?

    Hey Dymphie,

    I prefer to use cash because it keeps me from over spending. With cash on hand I am less likely to use my credit card or debit card. If I owe someone money or someone owes me money I usually use Zelle, Cash App, or PayPal to send or receive.

    ~Jamia

    Re: Preferred form of payment: credit, debit, cash?

    Hi,

    I pay with a credit or debit card usually, I rarely carry cash, and I have tried using the phone pay, it is nice but it isnt available everywhere, so I generally use cards.

    Max

    Re: Preferred form of payment: credit, debit, cash?

    Hey Hey!

    I prefer cash. It’s faster than the other methods and I love saving coins for some reason. I go cash them in when I have a bunch. Last time I cashed in over 400 bucks!